PRIVACY POLICY

 

Spectrum Business Advisors respects and enforces the privacy expectations of our clients, potential clients, affiliates, and partners who visit our website. This notice discusses what kinds of information we collect about visitors to our website and how this information may be disclosed to third parties who may or may not be affiliated with Spectrum Business Advisors.

Collection of Information

When you visit our website, certain information is collected automatically. Spectrum Business Advisors’s main purpose in collecting information from clients and potential clients is for communication and to respond to your questions and requests. However, personal non-public information is required for several of our products and we may ask you to provide them to us. These include:

  • Clients completing NDA or contracts and related forms, which include a customer’s name, address, social security number, information about the business(es) a customer holds, and information about a customer’s business plans

  • Business Financial history and personal tax returns  

  • Financial information to determine availability of financing solutions for you.

  • Correspondence, written, telephonic or electronic between a customer and Spectrum Business Advisors or service providers to Spectrum Business Advisors.

 

Disclosure of Client Information

We do not disclose personal information to third parties who are not affiliated with Spectrum Business Advisors, unless one or more of the following circumstances exists:

  • As Authorized – if you request or authorize the disclosure of the information (either directly to your representative at Spectrum Business Advisors or through Spectrum Business Advisors’s Professional Network).

  • As Permitted by Law – for example, sharing information with companies who maintain or service customer accounts for Spectrum Business Advisors is permitted and is essential for us to provide clients with necessary or useful services with respect to their transactions. Furthermore, we may disclose or report personal information, such as account and transaction data, where we believe in good faith that disclosure is required or permitted under law (e.g., to cooperate with regulators, receivers, or to resolve client disputes).

  • Outside Counsel – Spectrum Business Advisors products/contracts generally include consultation with outside counsel. Your information will be available to the outside counsel in order to facilitate prompt communication and completion of your contract.

  • Partners – If you were referred to Spectrum Business Advisors by one of Spectrum Business Advisors’s Partners (a Franchisor, a Business/Franchise Broker or Consultant, a Lender, or a Financial Professional), we may provide information to the Partner as to your qualification towards Spectrum Business Advisors’s products, your status in our processes, and/or other information that is helpful for the parties unless you specifically direct us otherwise.

 

By providing your information to Spectrum Business Advisors, you consent to receive information and offers from Spectrum Business Advisors at the email address or telephone numbers you have provided, including autodialed calls, and SMS or MMS messages. If you do not wish to receive offers for additional products or services, you should not provide your personal information or contact information through our website.

 

Security of Client Information

We train our staff to safeguard personal information of our clients, and they are required to use such information for business purposes only. Spectrum Business Advisors maintains the following policies and procedures regarding privacy with its staff:

  • Sensitive information stored electronically in our databases, such as Social Security Numbers, Birth Dates, Credit Card Numbers, etc . . . is controlled and stored on secured servers to protect against unauthorized use and access.

  • Paper files containing sensitive information are kept in secure areas where access is closely controlled and monitored.

  • Staff receives training on the types of information we can and cannot disclose to individuals and/or organizations outside Spectrum Business Advisors.

 

Questions

Privacy and Security are very important to Spectrum Business Advisors. Maintaining privacy and security means not disclosing specifics on all our internal practices. Should you have any questions, feel free to contact us.

909-529-1551

1945-B Chicago Ave. Riverside, California 92507

©2020 by Spectrum Business Advisors

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